@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;500;600;700&family=Lora:wght@400;500;600;700&display=swap');

:root {
  --color-bg-primary: #0b1120;
  --color-bg-secondary: #111b33;
  --color-bg-tertiary: #182545;
  --color-bg-card: #111b33;

  --color-text-primary: #e0f2fe;
  --color-text-secondary: #93c5fd;
  --color-text-muted: #60a5fa;

  --color-primary: #2563eb;
  --color-primary-hover: #1d4ed8;
  --color-primary-light: #3b82f6;
  --color-secondary: #3b82f6;
  --color-secondary-light: #60a5fa;

  --color-success: #10b981;
  --color-success-light: #34d399;
  --color-warning: #f59e0b;
  --color-warning-light: #fbbf24;
  --color-danger: #ef4444;
  --color-danger-light: #f87171;

  --color-border: #1e3a5f;
  --color-border-light: #0f172a;

  --font-primary: 'Lora', serif;
  --font-heading: 'Playfair Display', serif;

  --spacing-xs: 0.25rem;
  --spacing-sm: 0.5rem;
  --spacing-md: 1rem;
  --spacing-lg: 1.5rem;
  --spacing-xl: 2rem;
  --spacing-2xl: 3rem;
  --spacing-3xl: 4rem;
  --spacing-4xl: 6rem;

  --radius-sm: 0.25rem;
  --radius-md: 0.5rem;
  --radius-lg: 1rem;
  --radius-xl: 1.5rem;
  --radius-2xl: 2rem;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);

  --line-height-tight: 1.25;
  --line-height-normal: 1.5;
  --line-height-relaxed: 1.75;
  --line-height-loose: 2;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: 1rem;
  line-height: var(--line-height-normal);
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: var(--line-height-tight);
  color: var(--color-text-primary);
}

h1 {
  font-size: 3.5rem;
  font-weight: 700;
  letter-spacing: -0.02em;
}

h2 {
  font-size: 2.75rem;
  font-weight: 600;
  letter-spacing: -0.015em;
  margin-top: var(--spacing-3xl);
  margin-bottom: var(--spacing-xl);
}

h3 {
  font-size: 2rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  margin-top: var(--spacing-2xl);
  margin-bottom: var(--spacing-lg);
}

h4 {
  font-size: 1.5rem;
  font-weight: 600;
  margin-top: var(--spacing-xl);
  margin-bottom: var(--spacing-md);
}

h5 {
  font-size: 1.25rem;
  font-weight: 600;
  margin-top: var(--spacing-lg);
  margin-bottom: var(--spacing-md);
}

h6 {
  font-size: 1rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-top: var(--spacing-lg);
  margin-bottom: var(--spacing-md);
}

p {
  margin-bottom: var(--spacing-lg);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
  border-bottom: 1px solid transparent;
  transition: border-color var(--transition-fast), color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-light);
  border-bottom-color: var(--color-primary);
}

a:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

strong, b {
  font-weight: 700;
  color: var(--color-text-primary);
}

em, i {
  font-style: italic;
}

ul, ol {
  margin-bottom: var(--spacing-lg);
  padding-left: var(--spacing-2xl);
}

ul li, ol li {
  margin-bottom: var(--spacing-md);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
}

blockquote {
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  padding: var(--spacing-lg);
  margin: var(--spacing-2xl) 0;
  font-style: italic;
  color: var(--color-text-secondary);
}

code {
  background: var(--color-bg-secondary);
  color: var(--color-secondary-light);
  padding: var(--spacing-xs) var(--spacing-sm);
  border-radius: var(--radius-sm);
  font-family: 'Courier New', monospace;
  font-size: 0.9rem;
}

pre {
  background: var(--color-bg-secondary);
  color: var(--color-text-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  overflow-x: auto;
  margin-bottom: var(--spacing-lg);
  border: 1px solid var(--color-border);
}

pre code {
  background: transparent;
  color: inherit;
  padding: 0;
}

.container {
  max-width: 1320px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--spacing-xl);
}

@media (max-width: 768px) {
  .container {
    padding: 0 var(--spacing-lg);
  }

  h1 {
    font-size: 2.5rem;
  }

  h2 {
    font-size: 2rem;
  }

  h3 {
    font-size: 1.5rem;
  }
}

@media (max-width: 480px) {
  .container {
    padding: 0 var(--spacing-md);
  }

  h1 {
    font-size: 2rem;
  }

  h2 {
    font-size: 1.5rem;
  }

  h3 {
    font-size: 1.25rem;
  }

  h4 {
    font-size: 1.125rem;
  }
}

button, input, textarea, select {
  font-family: var(--font-primary);
  font-size: 1rem;
}

button {
  cursor: pointer;
  transition: all var(--transition-fast);
  border: none;
  padding: var(--spacing-md) var(--spacing-lg);
  border-radius: var(--radius-lg);
  font-weight: 600;
  text-transform: none;
  letter-spacing: 0;
}

button:focus {
  outline: 2px solid var(--color-primary);
  outline-offset: 2px;
}

.btn-primary {
  background: var(--color-primary);
  color: #ffffff;
}

.btn-primary:hover {
  background: var(--color-primary-hover);
}

.btn-secondary {
  background: var(--color-secondary);
  color: #ffffff;
}

.btn-secondary:hover {
  background: var(--color-secondary-light);
}

.btn-outline {
  background: transparent;
  border: 2px solid var(--color-primary);
  color: var(--color-primary);
}

.btn-outline:hover {
  background: var(--color-primary);
  color: #ffffff;
}

input, textarea, select {
  background: var(--color-bg-secondary);
  border: 1px solid var(--color-border);
  color: var(--color-text-primary);
  padding: var(--spacing-md);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

input::placeholder, textarea::placeholder {
  color: var(--color-text-muted);
}

textarea {
  resize: vertical;
  min-height: 120px;
}

.card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--spacing-2xl);
  transition: all var(--transition-base);
  box-shadow: var(--shadow-md);
}

.card:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.section {
  padding: var(--spacing-4xl) 0;
}

.section-header {
  text-align: center;
  margin-bottom: var(--spacing-3xl);
}

.section-header h2 {
  margin-top: 0;
}

.grid {
  display: grid;
  gap: var(--spacing-2xl);
}

.grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

@media (max-width: 768px) {
  .grid-3, .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .grid-2, .grid-3, .grid-4 {
    grid-template-columns: 1fr;
  }
}

.flex {
  display: flex;
  gap: var(--spacing-lg);
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.flex-col {
  flex-direction: column;
}

.text-center {
  text-align: center;
}

.text-right {
  text-align: right;
}

.text-left {
  text-align: left;
}

.mt-0 { margin-top: 0; }
.mt-xs { margin-top: var(--spacing-xs); }
.mt-sm { margin-top: var(--spacing-sm); }
.mt-md { margin-top: var(--spacing-md); }
.mt-lg { margin-top: var(--spacing-lg); }
.mt-xl { margin-top: var(--spacing-xl); }
.mt-2xl { margin-top: var(--spacing-2xl); }
.mt-3xl { margin-top: var(--spacing-3xl); }

.mb-0 { margin-bottom: 0; }
.mb-xs { margin-bottom: var(--spacing-xs); }
.mb-sm { margin-bottom: var(--spacing-sm); }
.mb-md { margin-bottom: var(--spacing-md); }
.mb-lg { margin-bottom: var(--spacing-lg); }
.mb-xl { margin-bottom: var(--spacing-xl); }
.mb-2xl { margin-bottom: var(--spacing-2xl); }
.mb-3xl { margin-bottom: var(--spacing-3xl); }

.pt-0 { padding-top: 0; }
.pt-xs { padding-top: var(--spacing-xs); }
.pt-sm { padding-top: var(--spacing-sm); }
.pt-md { padding-top: var(--spacing-md); }
.pt-lg { padding-top: var(--spacing-lg); }
.pt-xl { padding-top: var(--spacing-xl); }
.pt-2xl { padding-top: var(--spacing-2xl); }
.pt-3xl { padding-top: var(--spacing-3xl); }

.pb-0 { padding-bottom: 0; }
.pb-xs { padding-bottom: var(--spacing-xs); }
.pb-sm { padding-bottom: var(--spacing-sm); }
.pb-md { padding-bottom: var(--spacing-md); }
.pb-lg { padding-bottom: var(--spacing-lg); }
.pb-xl { padding-bottom: var(--spacing-xl); }
.pb-2xl { padding-bottom: var(--spacing-2xl); }
.pb-3xl { padding-bottom: var(--spacing-3xl); }

.opacity-50 {
  opacity: 0.5;
}

.opacity-75 {
  opacity: 0.75;
}

.transition-all {
  transition: all var(--transition-base);
}

.cursor-pointer {
  cursor: pointer;
}

.hidden {
  display: none;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}
.header-wealth-compass {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border-light);
  position: static;
  z-index: 100;
}

.header-wealth-compass-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  height: 4rem;
  gap: clamp(1rem, 3vw, 2rem);
}

.header-wealth-compass-brand {
  display: flex;
  flex-direction: row;
  align-items: center;
  text-decoration: none;
  gap: 0.5rem;
  flex-shrink: 0;
}

.header-wealth-compass-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  flex-shrink: 0;
}

.header-wealth-compass-logo-text {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  letter-spacing: -0.5px;
}

.header-wealth-compass-brand:hover .header-wealth-compass-logo-text {
  color: var(--color-primary);
  transition: color 0.3s ease;
}

.header-wealth-compass-desktop-nav {
  display: none;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  flex: 1;
  justify-content: center;
}

.header-wealth-compass-nav-link {
  font-family: var(--font-primary);
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--color-text-primary);
  text-decoration: none;
  transition: all 0.3s ease;
  position: relative;
}

.header-wealth-compass-nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-primary);
  transition: width 0.3s ease;
}

.header-wealth-compass-nav-link:hover {
  color: var(--color-primary);
}

.header-wealth-compass-nav-link:hover::after {
  width: 100%;
}

.header-wealth-compass-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: all 0.3s ease;
  flex-shrink: 0;
}

.header-wealth-compass-cta-button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.header-wealth-compass-mobile-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  flex-shrink: 0;
  z-index: 101;
}

.header-wealth-compass-mobile-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-text-primary);
  border-radius: 2px;
  transition: all 0.3s ease;
}

.header-wealth-compass-mobile-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: rotate(45deg) translate(8px, 8px);
}

.header-wealth-compass-mobile-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.header-wealth-compass-mobile-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.header-wealth-compass-mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--color-bg-primary);
  display: flex;
  flex-direction: column;
  z-index: 99;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-100%);
  transition: all 0.3s ease;
  padding-top: 4rem;
}

.header-wealth-compass-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.header-wealth-compass-mobile-header {
  display: flex;
  flex-direction: row;
  justify-content: flex-end;
  padding: 1rem clamp(1rem, 4vw, 2rem);
  border-bottom: 1px solid var(--color-border-light);
}

.header-wealth-compass-mobile-close {
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  transition: all 0.3s ease;
}

.header-wealth-compass-mobile-close:hover {
  color: var(--color-primary);
  transform: rotate(90deg);
}

.header-wealth-compass-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 0;
  flex: 1;
  overflow-y: auto;
}

.header-wealth-compass-mobile-link {
  padding: 1rem clamp(1rem, 4vw, 2rem);
  color: var(--color-text-primary);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 500;
  border-bottom: 1px solid var(--color-border-light);
  transition: all 0.3s ease;
}

.header-wealth-compass-mobile-link:hover {
  background: var(--color-bg-secondary);
  color: var(--color-primary);
  padding-left: clamp(1.5rem, 5vw, 2.5rem);
}

.header-wealth-compass-mobile-cta {
  padding: 1rem clamp(1rem, 4vw, 2rem);
  background: var(--color-primary);
  color: var(--color-bg-primary);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  text-align: center;
  transition: all 0.3s ease;
  border-top: 1px solid var(--color-border-light);
}

.header-wealth-compass-mobile-cta:hover {
  background: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .header-wealth-compass-desktop-nav {
    display: flex;
  }

  .header-wealth-compass-cta-button {
    display: flex;
    align-items: center;
    justify-content: center;
  }

  .header-wealth-compass-mobile-toggle {
    display: none;
  }

  .header-wealth-compass-mobile-menu {
    display: none;
  }
}

@media (max-width: 767px) {
  .header-wealth-compass-container {
    height: 3.5rem;
  }
}

    

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  height: 100%;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: 1rem;
  line-height: var(--line-height-normal);
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition-base);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.25rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: var(--transition-base);
  cursor: pointer;
  border: none;
  text-align: center;
  white-space: nowrap;
}

.to-btn-primary {
  background: var(--color-accent);
  color: #ffffff;
}

.to-btn-primary:hover {
  background: var(--color-accent-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.to-btn-secondary {
  background: transparent;
  color: var(--color-text-primary);
  border: 2px solid var(--color-accent);
}

.to-btn-secondary:hover {
  background: var(--color-accent);
  color: #ffffff;
  transform: translateY(-2px);
}

.finance-insights {
  width: 100%;
  min-height: 100vh;
  background: var(--color-bg-primary);
}

.to-hero-section {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 5vw, 4rem) 0;
  overflow: hidden;
  min-height: 600px;
  display: flex;
  align-items: center;
}

.to-hero-content {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  width: 100%;
}

.to-hero-image-wrapper {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 9;
  max-height: 500px;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
}

.to-hero-image {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.to-hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, rgba(11, 17, 32, 0.7) 0%, rgba(11, 17, 32, 0.4) 100%);
  pointer-events: none;
}

.to-hero-text-band {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: clamp(2rem, 5vw, 3rem);
  background: linear-gradient(to top, rgba(11, 17, 32, 0.95), transparent);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
}

.to-hero-title {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
  line-height: var(--line-height-tight);
}

.to-hero-subtitle {
  font-size: clamp(0.875rem, 2vw, 1.125rem);
  color: var(--color-text-secondary);
  font-weight: 400;
  max-width: 600px;
}

.to-hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1.25rem);
  align-items: center;
}

@media (max-width: 768px) {
  .to-hero-image-wrapper {
    aspect-ratio: 1 / 1;
    max-height: 350px;
  }

  .to-hero-text-band {
    padding: 1.5rem;
  }

  .to-hero-cta-group {
    flex-direction: column;
    width: 100%;
  }

  .btn {
    width: 100%;
  }
}

.to-features-large-section {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.to-features-large-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.to-features-hero-block {
  background: linear-gradient(135deg, var(--color-bg-tertiary) 0%, var(--color-bg-secondary) 100%);
  padding: clamp(2rem, 5vw, 3.5rem);
  border-radius: var(--radius-xl);
  border-left: 4px solid var(--color-accent);
  box-shadow: var(--shadow-md);
}

.to-features-hero-inner {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.to-features-hero-title {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.to-features-hero-text {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  max-width: 700px;
}

.to-features-cards-grid {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.to-features-card {
  flex: 1 1 280px;
  max-width: 350px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: var(--transition-base);
}

.to-features-card:hover {
  transform: translateY(-6px);
  border-color: var(--color-accent);
  box-shadow: var(--shadow-lg);
}

.to-features-card-icon {
  font-size: 2.5rem;
  color: var(--color-accent);
  line-height: 1;
}

.to-features-card-title {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.to-features-card-text {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  flex-grow: 1;
}

@media (max-width: 768px) {
  .to-features-cards-grid {
    flex-direction: column;
  }

  .to-features-card {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.to-blog-preview-section {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.to-blog-preview-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.to-blog-preview-header {
  text-align: center;
}

.to-blog-preview-title {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
}

.to-blog-preview-subtitle {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.to-blog-preview-layout {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: stretch;
}

.to-blog-preview-featured {
  flex: 1 1 45%;
  min-width: 300px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.to-blog-preview-featured-image {
  width: 100%;
  height: 280px;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
}

.to-blog-preview-featured-content {
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  flex-grow: 1;
}

.to-blog-preview-featured-title {
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: var(--line-height-normal);
}

.to-blog-preview-featured-text {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  flex-grow: 1;
}

.to-blog-preview-link {
  color: var(--color-accent);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: var(--transition-base);
}

.to-blog-preview-link:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.to-blog-preview-cards {
  flex: 1 1 45%;
  min-width: 280px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.to-blog-preview-card {
  flex: 1 1 100%;
  background: var(--color-bg-card);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
  transition: var(--transition-base);
}

.to-blog-preview-card:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
}

.to-blog-preview-card-image {
  width: 120px;
  height: 100px;
  object-fit: cover;
  border-radius: var(--radius-sm);
  flex-shrink: 0;
  display: block;
}

.to-blog-preview-card-title {
  font-size: clamp(0.875rem, 1.5vw, 1.125rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: var(--line-height-normal);
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.to-blog-preview-card-text {
  font-size: clamp(0.75rem, 0.8vw, 0.875rem);
  color: var(--color-text-muted);
  line-height: var(--line-height-normal);
  display: none;
}

.to-blog-preview-footer {
  display: flex;
  justify-content: center;
  padding-top: clamp(1rem, 2vw, 1.5rem);
}

.to-blog-preview-see-all {
  color: var(--color-accent);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1.125rem);
  transition: var(--transition-base);
  padding: 0.5rem 1rem;
}

.to-blog-preview-see-all:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

@media (max-width: 1024px) {
  .to-blog-preview-layout {
    flex-direction: column;
  }

  .to-blog-preview-featured {
    flex: 1 1 100%;
    min-width: auto;
  }

  .to-blog-preview-cards {
    flex: 1 1 100%;
    min-width: auto;
  }

  .to-blog-preview-card {
    flex-direction: column;
  }

  .to-blog-preview-card-image {
    width: 100%;
    height: 180px;
  }

  .to-blog-preview-card-text {
    display: block;
  }
}

.to-testimonials-section {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.to-testimonials-content {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  justify-content: center;
}

.to-testimonials-quote-wrapper {
  max-width: 700px;
  text-align: center;
  padding: clamp(2rem, 4vw, 3rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-accent);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.to-testimonials-quote-mark {
  font-size: 4rem;
  color: var(--color-accent);
  line-height: 1;
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
}

.to-testimonials-quote-text {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-relaxed);
  font-style: italic;
  font-weight: 500;
}

.to-testimonials-author {
  display: flex;
  flex-direction: column;
  gap: clamp(0.25rem, 0.5vw, 0.5rem);
  margin-top: clamp(0.5rem, 1vw, 1rem);
}

.to-testimonials-author-name {
  font-size: clamp(1rem, 1.5vw, 1.125rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.to-testimonials-author-role {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-text-secondary);
}

.to-partners-section {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.to-partners-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.to-partners-header {
  text-align: center;
}

.to-partners-title {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
}

.to-partners-subtitle {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.to-partners-grid {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.to-partners-featured {
  flex: 1 1 45%;
  min-width: 280px;
  background: linear-gradient(135deg, var(--color-bg-tertiary) 0%, var(--color-bg-secondary) 100%);
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: var(--radius-lg);
  border: 2px solid var(--color-accent);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
}

.to-partners-featured-inner {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.to-partners-featured-name {
  font-size: clamp(1.25rem, 2.5vw, 1.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.to-partners-featured-desc {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
}

.to-partners-featured-link {
  color: var(--color-accent);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: var(--transition-base);
  display: inline-block;
}

.to-partners-featured-link:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.to-partners-list {
  flex: 1 1 45%;
  min-width: 280px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.to-partners-item {
  background: var(--color-bg-card);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  transition: var(--transition-base);
}

.to-partners-item:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
}

.to-partners-item-name {
  font-size: clamp(1rem, 1.5vw, 1.125rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.to-partners-item-text {
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  color: var(--color-text-secondary);
}

@media (max-width: 1024px) {
  .to-partners-grid {
    flex-direction: column;
  }

  .to-partners-featured {
    flex: 1 1 100%;
    min-width: auto;
  }

  .to-partners-list {
    flex: 1 1 100%;
    min-width: auto;
  }
}

.to-awards-section {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.to-awards-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.to-awards-header {
  text-align: center;
}

.to-awards-title {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
}

.to-awards-subtitle {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.to-awards-grid {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.to-awards-featured {
  flex: 1 1 45%;
  min-width: 280px;
  background: linear-gradient(135deg, var(--color-accent) 0%, var(--color-secondary) 100%);
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: center;
  text-align: center;
  color: #ffffff;
}

.to-awards-featured-badge {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 800;
  font-family: var(--font-heading);
  opacity: 0.9;
}

.to-awards-featured-title {
  font-size: clamp(1.25rem, 2.5vw, 1.75rem);
  font-weight: 800;
  color: #ffffff;
}

.to-awards-featured-text {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: rgba(255, 255, 255, 0.95);
  line-height: var(--line-height-relaxed);
}

.to-awards-item {
  flex: 1 1 calc(25% - 1rem);
  min-width: 160px;
  background: var(--color-bg-secondary);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  text-align: center;
  transition: var(--transition-base);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.to-awards-item:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.to-awards-item-badge {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--color-accent);
  font-family: var(--font-heading);
}

.to-awards-item-title {
  font-size: clamp(0.875rem, 1.2vw, 1.125rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: var(--line-height-normal);
}

@media (max-width: 1024px) {
  .to-awards-grid {
    flex-direction: column;
  }

  .to-awards-featured {
    flex: 1 1 100%;
    min-width: auto;
  }

  .to-awards-item {
    flex: 1 1 100%;
    min-width: auto;
  }
}

.to-cta-final-section {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.to-cta-final-content {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  justify-content: center;
}

.to-cta-final-inner {
  text-align: center;
  max-width: 700px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.to-cta-final-title {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.to-cta-final-text {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
}

.to-cta-final-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  justify-content: center;
  align-items: center;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  border-top: 2px solid var(--color-border);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: clamp(1rem, 2vw, 1.5rem);
  box-shadow: var(--shadow-lg);
}

.cookie-banner.hidden {
  display: none;
}

.to-cookie-banner-text {
  color: var(--color-text-secondary);
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  margin: 0;
  line-height: var(--line-height-normal);
  flex: 1 1 auto;
  min-width: 250px;
}

.to-cookie-banner-buttons {
  display: flex;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  flex-wrap: wrap;
  align-items: center;
}

.to-cookie-btn-accept,
.to-cookie-btn-decline {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.75rem, 0.9vw, 0.875rem);
  cursor: pointer;
  border: none;
  transition: var(--transition-base);
  white-space: nowrap;
}

.to-cookie-btn-accept {
  background: var(--color-accent);
  color: #ffffff;
}

.to-cookie-btn-accept:hover {
  background: var(--color-accent-hover);
}

.to-cookie-btn-decline {
  background: transparent;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border);
}

.to-cookie-btn-decline:hover {
  border-color: var(--color-accent);
  color: var(--color-text-primary);
}

@media (max-width: 768px) {
  .cookie-banner {
    flex-direction: column;
    align-items: stretch;
    justify-content: center;
    padding: 1rem;
  }

  .to-cookie-banner-text {
    min-width: auto;
    text-align: center;
  }

  .to-cookie-banner-buttons {
    width: 100%;
    justify-content: stretch;
  }

  .to-cookie-btn-accept,
  .to-cookie-btn-decline {
    flex: 1 1 auto;
  }
}

@media (max-width: 768px) {
  .to-cta-final-buttons {
    flex-direction: column;
    width: 100%;
  }

  .to-cta-final-buttons .btn {
    width: 100%;
  }

  .to-hero-cta-group {
    width: 100%;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  color: var(--color-text-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border-light);
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.footer-about {
  max-width: 420px;
}

.footer-about h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 2vw, 1.25rem);
  font-weight: 700;
  letter-spacing: -0.5px;
}

.footer-about p {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-sections {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(2rem, 5vw, 4rem);
}

.footer-nav,
.footer-contact {
  flex: 1 1 220px;
}

.footer-nav h4,
.footer-contact h4,
.footer-legal h4 {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 600;
  letter-spacing: -0.3px;
}

.footer-nav-links {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.875rem);
}

.footer-contact-item {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin-bottom: clamp(0.75rem, 1vw, 1.125rem);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: color var(--transition-base);
  display: inline-block;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-link:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.footer-legal {
  flex: 1 1 220px;
}

.footer-legal-links {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.875rem);
}

.footer-copyright {
  border-top: 1px solid var(--color-border-light);
  padding-top: clamp(1.5rem, 3vw, 2.5rem);
  text-align: center;
}

.footer-copyright p {
  font-family: var(--font-primary);
  font-size: clamp(0.8125rem, 0.9vw, 0.9375rem);
  color: var(--color-text-muted);
  line-height: var(--line-height-normal);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    gap: clamp(3rem, 6vw, 4rem);
  }

  .footer-sections {
    gap: clamp(3rem, 6vw, 5rem);
    margin-bottom: clamp(1rem, 2vw, 2rem);
  }

  .footer-nav,
  .footer-contact {
    flex: 0 1 auto;
  }
}

@media (max-width: 767px) {
  .footer-sections {
    flex-direction: column;
    gap: clamp(1.5rem, 3vw, 2rem);
  }

  .footer-nav,
  .footer-contact {
    flex: 1 1 100%;
  }

  .footer-legal {
    flex: 1 1 100%;
  }
}
    

::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--color-bg-primary);
}

::-webkit-scrollbar-thumb {
  background: var(--color-primary);
  border-radius: 4px;
}

::-webkit-scrollbar-thumb:hover {
  background: var(--color-primary-hover);
}

.main {
  width: 100%;
  overflow: hidden;
}

.category-page-modern-financial-behavior {
  width: 100%;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-modern-financial-behavior {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 8rem) 0;
  overflow: hidden;
}

.hero-content-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  text-align: center;
}

.hero-header-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 900px;
  margin: 0 auto;
}

.hero-title-modern-financial-behavior {
  color: var(--color-text-primary);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: var(--line-height-tight);
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin: 0;
}

.hero-subtitle-modern-financial-behavior {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw + 0.25rem, 1.25rem);
  font-family: var(--font-primary);
  line-height: var(--line-height-relaxed);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-section-modern-financial-behavior {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 10vw, 8rem) 0;
  overflow: hidden;
}

.posts-content-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.posts-header-modern-financial-behavior {
  text-align: center;
}

.posts-title-modern-financial-behavior {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: var(--line-height-tight);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.card-featured-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  padding: clamp(1.5rem, 3vw, 2.5rem);
  transition: all var(--transition-base);
  border: 1px solid var(--color-border-light);
  width: 100%;
}

.card-featured-modern-financial-behavior:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.card-image-wrapper-modern-financial-behavior {
  width: 100%;
  overflow: hidden;
  border-radius: var(--radius-md);
}

.card-image-wrapper-modern-financial-behavior img {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
}

.card-body-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.card-title-modern-financial-behavior {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 3vw + 0.25rem, 1.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: var(--line-height-normal);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-modern-financial-behavior {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  font-family: var(--font-primary);
  line-height: var(--line-height-relaxed);
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-meta-modern-financial-behavior {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding-top: clamp(0.5rem, 1vw, 1rem);
  border-top: 1px solid var(--color-border-light);
}

.meta-item-modern-financial-behavior {
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 1vw + 0.3rem, 0.95rem);
  font-family: var(--font-primary);
  display: flex;
  align-items: center;
  gap: 0.5rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.meta-item-modern-financial-behavior i {
  color: var(--color-primary);
  font-size: 1em;
}

.card-link-modern-financial-behavior {
  color: var(--color-primary);
  text-decoration: none;
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1.05rem);
  font-family: var(--font-primary);
  font-weight: 600;
  transition: all var(--transition-base);
  display: inline-block;
  padding-top: clamp(0.5rem, 1vw, 0.75rem);
}

.card-link-modern-financial-behavior:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.posts-grid-secondary-modern-financial-behavior {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: clamp(1.5rem, 3vw, 2.5rem);
  width: 100%;
}

.card-modern-financial-behavior {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  padding: clamp(1.25rem, 2vw, 1.75rem);
  transition: all var(--transition-base);
  border: 1px solid var(--color-border-light);
  min-height: 100%;
}

.card-modern-financial-behavior:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.card-modern-financial-behavior img {
  width: 100%;
  height: auto;
  aspect-ratio: 3 / 2;
  object-fit: cover;
  border-radius: var(--radius-md);
  display: block;
  margin-bottom: clamp(0.5rem, 1vw, 1rem);
}

.card-modern-financial-behavior .card-title-modern-financial-behavior {
  font-size: clamp(1.1rem, 2.5vw + 0.25rem, 1.5rem);
}

.card-modern-financial-behavior .card-description-modern-financial-behavior {
  font-size: clamp(0.85rem, 1vw + 0.35rem, 1rem);
}

.card-modern-financial-behavior .card-link-modern-financial-behavior {
  margin-top: auto;
  padding-top: clamp(0.75rem, 1vw, 1rem);
}

@media (max-width: 767px) {
  .posts-grid-secondary-modern-financial-behavior {
    grid-template-columns: 1fr;
  }

  .hero-section-modern-financial-behavior {
    padding: 3rem 0;
  }

  .posts-section-modern-financial-behavior {
    padding: 3rem 0;
  }

  .card-featured-modern-financial-behavior {
    padding: 1.25rem;
  }

  .card-modern-financial-behavior {
    padding: 1rem;
  }

  .card-meta-modern-financial-behavior {
    gap: 0.75rem;
  }
}

@media (min-width: 768px) and (max-width: 1023px) {
  .posts-grid-secondary-modern-financial-behavior {
    grid-template-columns: repeat(2, 1fr);
  }

  .card-featured-modern-financial-behavior {
    flex-direction: row;
    gap: 2rem;
  }

  .card-image-wrapper-modern-financial-behavior {
    flex: 0 0 45%;
    min-height: 300px;
  }

  .card-image-wrapper-modern-financial-behavior img {
    height: 100%;
    aspect-ratio: auto;
  }

  .card-body-modern-financial-behavior {
    flex: 1 1 55%;
    justify-content: center;
  }
}

@media (min-width: 1024px) {
  .posts-grid-secondary-modern-financial-behavior {
    grid-template-columns: repeat(3, 1fr);
  }

  .card-featured-modern-financial-behavior {
    flex-direction: row;
    gap: 2.5rem;
    padding: 2.5rem;
  }

  .card-image-wrapper-modern-financial-behavior {
    flex: 0 0 48%;
    min-height: 350px;
  }

  .card-image-wrapper-modern-financial-behavior img {
    height: 100%;
    aspect-ratio: auto;
  }

  .card-body-modern-financial-behavior {
    flex: 1 1 52%;
    justify-content: center;
  }
}

h1,
h2,
h3,
h4,
h5,
h6,
p,
span,
a,
li {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent-light);
  text-decoration: none;
  transition: all 0.3s ease;
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
  display: block;
}

.main-stuttgarter-ausgabemuster {
  background: var(--color-bg-primary);
}

.hero-section-stuttgarter-ausgabemuster {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.breadcrumbs-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  flex-wrap: wrap;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-muted);
}

.breadcrumbs-stuttgarter-ausgabemuster a {
  color: var(--color-accent-light);
}

.breadcrumbs-stuttgarter-ausgabemuster a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.breadcrumbs-stuttgarter-ausgabemuster span {
  color: var(--color-text-muted);
}

.hero-content-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-category-tag-stuttgarter-ausgabemuster {
  display: inline-block;
  background: var(--color-accent);
  color: #ffffff;
  padding: 0.5rem 1rem;
  border-radius: 2rem;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  font-weight: 600;
  margin-bottom: 1.5rem;
}

.hero-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.hero-subtitle-stuttgarter-ausgabemuster {
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.6;
}

.hero-metadata-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
  font-size: clamp(0.85rem, 1vw, 1rem);
  color: var(--color-text-muted);
}

.metadata-item-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
}

.metadata-item-stuttgarter-ausgabemuster i {
  color: var(--color-accent-light);
}

.hero-image-block-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
  overflow: hidden;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.hero-image-stuttgarter-ausgabemuster {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  display: block;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.author-section-stuttgarter-ausgabemuster {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.author-card-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  border-left: 4px solid var(--color-accent);
}

.author-photo-stuttgarter-ausgabemuster {
  flex-shrink: 0;
}

.author-photo-stuttgarter-ausgabemuster img {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid var(--color-accent);
}

.author-info-stuttgarter-ausgabemuster {
  flex: 1;
}

.author-name-stuttgarter-ausgabemuster {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  color: var(--color-text-primary);
  margin-bottom: 0.25rem;
  font-weight: 700;
}

.author-name-stuttgarter-ausgabemuster a {
  color: var(--color-text-primary);
}

.author-name-stuttgarter-ausgabemuster a:hover {
  color: var(--color-accent-light);
}

.author-position-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-accent-light);
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.author-bio-stuttgarter-ausgabemuster {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.content-intro-stuttgarter-ausgabemuster {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-intro-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.intro-paragraph-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.25rem;
  line-height: 1.7;
}

.intro-image-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  overflow: hidden;
}

.intro-image-stuttgarter-ausgabemuster img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  display: block;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.content-categories-stuttgarter-ausgabemuster {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-categories-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.categories-text-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
}

.categories-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.categories-paragraph-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.25rem;
  line-height: 1.7;
}

.highlight-box-stuttgarter-ausgabemuster {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-accent);
  padding: clamp(1rem, 2vw, 1.5rem);
  margin-top: 1.5rem;
  border-radius: 0.5rem;
}

.highlight-text-stuttgarter-ausgabemuster {
  font-size: clamp(0.85rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.highlight-text-stuttgarter-ausgabemuster strong {
  color: var(--color-text-primary);
  font-weight: 700;
}

.categories-image-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  overflow: hidden;
}

.categories-image-stuttgarter-ausgabemuster img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  display: block;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.content-age-groups-stuttgarter-ausgabemuster {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-age-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.age-image-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  overflow: hidden;
}

.age-image-stuttgarter-ausgabemuster img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  display: block;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.age-text-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
}

.age-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.age-paragraph-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.25rem;
  line-height: 1.7;
}

.content-income-levels-stuttgarter-ausgabemuster {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-income-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.income-text-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
}

.income-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.income-paragraph-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.25rem;
  line-height: 1.7;
}

.key-insight-stuttgarter-ausgabemuster {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 2.5vw, 2rem);
  border-radius: 0.5rem;
  border-left: 4px solid var(--color-accent);
  margin-top: 1.5rem;
}

.insight-title-stuttgarter-ausgabemuster {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
  font-weight: 700;
}

.insight-text-stuttgarter-ausgabemuster {
  font-size: clamp(0.85rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.income-image-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  overflow: hidden;
}

.income-image-stuttgarter-ausgabemuster img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  display: block;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.content-regional-stuttgarter-ausgabemuster {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-regional-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.regional-image-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  overflow: hidden;
}

.regional-image-stuttgarter-ausgabemuster img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  display: block;
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
}

.regional-text-stuttgarter-ausgabemuster {
  flex: 1 1 50%;
  max-width: 50%;
}

.regional-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.regional-paragraph-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.25rem;
  line-height: 1.7;
}

.conclusion-stuttgarter-ausgabemuster {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-stuttgarter-ausgabemuster {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
}

.conclusion-text-stuttgarter-ausgabemuster {
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.5rem;
  line-height: 1.7;
}

.cta-box-stuttgarter-ausgabemuster {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 3vw, 2.5rem);
  border-radius: 0.5rem;
  margin-top: 2rem;
  border: 1px solid var(--color-border);
}

.cta-text-stuttgarter-ausgabemuster {
  font-size: clamp(0.95rem, 1.1vw + 0.5rem, 1.15rem);
  color: var(--color-text-secondary);
  margin-bottom: 1rem;
}

.cta-link-stuttgarter-ausgabemuster {
  display: inline-block;
  background: var(--color-accent);
  color: #ffffff;
  padding: 0.75rem 1.5rem;
  border-radius: 0.375rem;
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw, 1rem);
  transition: all 0.3s ease;
  text-decoration: none;
}

.cta-link-stuttgarter-ausgabemuster:hover {
  background: var(--color-accent-hover);
  text-decoration: none;
  transform: translateY(-2px);
}

.disclaimer-stuttgarter-ausgabemuster {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.disclaimer-content-stuttgarter-ausgabemuster {
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2.5vw, 2rem);
  border-radius: 0.5rem;
  border-left: 4px solid var(--color-accent);
}

.disclaimer-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.1rem, 1.5vw, 1.35rem);
  color: var(--color-text-primary);
  margin-bottom: 0.75rem;
  font-weight: 700;
}

.disclaimer-text-stuttgarter-ausgabemuster {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.related-section-stuttgarter-ausgabemuster {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-wrapper-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: column;
}

.related-content-stuttgarter-ausgabemuster {
  width: 100%;
}

.related-title-stuttgarter-ausgabemuster {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
  line-height: 1.3;
  text-align: center;
}

.related-grid-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  flex-wrap: wrap;
  justify-content: center;
}

.related-card-stuttgarter-ausgabemuster {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  background: var(--color-bg-card);
  border-radius: clamp(0.5rem, 1.5vw, 1rem);
  overflow: hidden;
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  max-width: 100%;
  transition: all 0.3s ease;
  border: 1px solid var(--color-border);
}

.related-card-stuttgarter-ausgabemuster:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
}

.related-image-container-stuttgarter-ausgabemuster {
  width: 100%;
  height: 200px;
  overflow: hidden;
  border-radius: clamp(0.5rem, 1.5vw, 1rem) clamp(0.5rem, 1.5vw, 1rem) 0 0;
}

.related-image-container-stuttgarter-ausgabemuster img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-text-stuttgarter-ausgabemuster {
  padding: clamp(1rem, 2vw, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  flex: 1;
}

.related-card-title-stuttgarter-ausgabemuster {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
}

.related-card-description-stuttgarter-ausgabemuster {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.related-link-stuttgarter-ausgabemuster {
  color: var(--color-accent-light);
  font-weight: 600;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  transition: all 0.3s ease;
  align-self: flex-start;
}

.related-link-stuttgarter-ausgabemuster:hover {
  color: var(--color-accent-hover);
  transform: translateX(4px);
  text-decoration: none;
}

@media (max-width: 1024px) {
  .hero-content-stuttgarter-ausgabemuster {
    flex-direction: column;
  }

  .hero-text-block-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-image-block-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-wrapper-intro-stuttgarter-ausgabemuster {
    flex-direction: column;
  }

  .intro-text-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .intro-image-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-wrapper-categories-stuttgarter-ausgabemuster {
    flex-direction: column;
  }

  .categories-text-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .categories-image-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-wrapper-age-stuttgarter-ausgabemuster {
    flex-direction: column-reverse;
  }

  .age-image-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .age-text-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-wrapper-income-stuttgarter-ausgabemuster {
    flex-direction: column;
  }

  .income-text-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .income-image-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-wrapper-regional-stuttgarter-ausgabemuster {
    flex-direction: column-reverse;
  }

  .regional-image-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .regional-text-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .author-card-stuttgarter-ausgabemuster {
    flex-direction: column;
    text-align: center;
  }

  .related-card-stuttgarter-ausgabemuster {
    flex: 1 1 calc(50% - 1rem);
  }
}

@media (max-width: 768px) {
  .hero-metadata-stuttgarter-ausgabemuster {
    justify-content: center;
  }

  .author-photo-stuttgarter-ausgabemuster img {
    width: 100px;
    height: 100px;
  }

  .related-card-stuttgarter-ausgabemuster {
    flex: 1 1 100%;
  }

  .related-grid-stuttgarter-ausgabemuster {
    flex-direction: column;
  }
}

.main-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-primary);
  font-family: var(--font-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: var(--transition-base);
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.hero-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  text-align: center;
}

.breadcrumbs-digitales-bezahlen-gewohnheiten {
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.breadcrumbs-digitales-bezahlen-gewohnheiten a {
  color: var(--color-accent);
  transition: var(--transition-base);
}

.breadcrumbs-digitales-bezahlen-gewohnheiten a:hover {
  color: var(--color-accent-hover);
}

.breadcrumbs-digitales-bezahlen-gewohnheiten span {
  margin: 0 0.5rem;
  color: var(--color-text-muted);
}

.hero-tag-digitales-bezahlen-gewohnheiten {
  display: inline-block;
  background: rgba(37, 99, 235, 0.15);
  color: var(--color-accent);
  padding: 0.4rem 1rem;
  border-radius: 50px;
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  text-transform: uppercase;
  letter-spacing: 1px;
  align-self: center;
}

.hero-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  line-height: 1.2;
  margin: 0;
}

.hero-subtitle-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.375rem);
  max-width: 700px;
  margin: 0 auto;
}

.hero-meta-digitales-bezahlen-gewohnheiten {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
}

.meta-item-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
}

.meta-separator-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-muted);
}

.hero-image-digitales-bezahlen-gewohnheiten {
  margin-top: clamp(2rem, 3vw, 3rem);
  border-radius: 12px;
  overflow: hidden;
  max-height: 500px;
}

.hero-img-digitales-bezahlen-gewohnheiten {
  width: 100%;
  height: auto;
  display: block;
  object-fit: cover;
}

.author-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.author-card-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  background: rgba(24, 37, 69, 0.5);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 8px;
  border: 1px solid var(--color-border);
}

.author-image-digitales-bezahlen-gewohnheiten {
  flex-shrink: 0;
}

.author-photo-digitales-bezahlen-gewohnheiten {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  display: block;
  border: 2px solid var(--color-accent);
}

.author-info-digitales-bezahlen-gewohnheiten {
  flex: 1;
}

.author-label-digitales-bezahlen-gewohnheiten {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--color-accent);
  margin-bottom: 0.5rem;
}

.author-name-digitales-bezahlen-gewohnheiten {
  margin: 0;
  font-size: clamp(1.125rem, 2vw, 1.5rem);
  color: var(--color-text-primary);
}

.author-link-digitales-bezahlen-gewohnheiten {
  color: var(--color-accent);
  transition: var(--transition-base);
}

.author-link-digitales-bezahlen-gewohnheiten:hover {
  color: var(--color-accent-hover);
}

.author-position-digitales-bezahlen-gewohnheiten {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0.25rem 0;
}

.author-bio-digitales-bezahlen-gewohnheiten {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0.75rem 0 0;
}

@media (max-width: 768px) {
  .author-card-digitales-bezahlen-gewohnheiten {
    flex-direction: column;
    text-align: center;
    align-items: center;
  }

  .author-photo-digitales-bezahlen-gewohnheiten {
    width: 100px;
    height: 100px;
  }
}

.intro-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-block-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
}

.intro-text-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.intro-text-digitales-bezahlen-gewohnheiten:last-child {
  margin-bottom: 0;
}

.intro-image-block-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-digitales-bezahlen-gewohnheiten {
  width: 100%;
  height: auto;
  border-radius: 8px;
  display: block;
  object-fit: cover;
  max-height: 400px;
}

@media (max-width: 768px) {
  .intro-content-digitales-bezahlen-gewohnheiten {
    flex-direction: column;
  }

  .intro-text-block-digitales-bezahlen-gewohnheiten,
  .intro-image-block-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-section-one-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-one-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-text-one-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-one-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
}

.content-text-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.content-text-digitales-bezahlen-gewohnheiten:last-child {
  margin-bottom: 0;
}

.content-image-one-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-digitales-bezahlen-gewohnheiten {
  width: 100%;
  height: auto;
  border-radius: 8px;
  display: block;
  object-fit: cover;
  max-height: 400px;
}

@media (max-width: 768px) {
  .content-wrapper-one-digitales-bezahlen-gewohnheiten {
    flex-direction: column;
  }

  .content-text-one-digitales-bezahlen-gewohnheiten,
  .content-image-one-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.highlight-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.highlight-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.highlight-box-digitales-bezahlen-gewohnheiten {
  background: rgba(24, 37, 69, 0.6);
  border-left: 4px solid var(--color-accent);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 4px;
}

.highlight-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
}

.highlight-list-digitales-bezahlen-gewohnheiten {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1vw, 1rem);
}

.highlight-item-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  padding-left: 1.5rem;
  position: relative;
}

.highlight-item-digitales-bezahlen-gewohnheiten:before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-accent);
}

.content-section-two-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-two-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-image-two-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
  order: -1;
}

.content-text-two-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-two-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
}

@media (max-width: 768px) {
  .content-wrapper-two-digitales-bezahlen-gewohnheiten {
    flex-direction: column;
  }

  .content-image-two-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
    max-width: 100%;
    order: 0;
  }

  .content-text-two-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.strategy-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.strategy-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.strategy-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0 0 clamp(0.5rem, 1vw, 1rem) 0;
}

.strategy-intro-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  margin: 0;
  line-height: 1.8;
}

.strategy-steps-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.step-card-digitales-bezahlen-gewohnheiten {
  flex: 1 1 calc(50% - 1rem);
  min-width: 280px;
  max-width: 350px;
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.step-number-digitales-bezahlen-gewohnheiten {
  font-size: clamp(2rem, 5vw, 3.5rem);
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
  font-family: var(--font-heading);
}

.step-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  margin: 0;
}

.step-text-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  margin: 0;
  line-height: 1.7;
}

@media (max-width: 768px) {
  .step-card-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.insight-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.insight-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.insight-text-block-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

.insight-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
}

.insight-text-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.insight-text-digitales-bezahlen-gewohnheiten:last-child {
  margin-bottom: 0;
}

.insight-image-block-digitales-bezahlen-gewohnheiten {
  flex: 1 1 50%;
  max-width: 50%;
}

@media (max-width: 768px) {
  .insight-content-digitales-bezahlen-gewohnheiten {
    flex-direction: column;
  }

  .insight-text-block-digitales-bezahlen-gewohnheiten,
  .insight-image-block-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conclusion-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0;
}

.conclusion-text-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  margin: 0;
  line-height: 1.8;
}

.disclaimer-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  background: rgba(24, 37, 69, 0.4);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 6px;
}

.disclaimer-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-accent);
  font-size: clamp(1rem, 2vw, 1.25rem);
  margin: 0;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.disclaimer-text-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  margin: 0;
  line-height: 1.7;
}

.related-section-digitales-bezahlen-gewohnheiten {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin: 0;
  text-align: center;
}

.related-grid-digitales-bezahlen-gewohnheiten {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-digitales-bezahlen-gewohnheiten {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: 8px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: var(--transition-base);
}

.related-card-digitales-bezahlen-gewohnheiten:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
}

.related-image-digitales-bezahlen-gewohnheiten {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-image-digitales-bezahlen-gewohnheiten img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-text-digitales-bezahlen-gewohnheiten {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1vw, 1rem);
}

.related-article-title-digitales-bezahlen-gewohnheiten {
  margin: 0;
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
}

.related-link-digitales-bezahlen-gewohnheiten {
  color: var(--color-accent);
  transition: var(--transition-base);
}

.related-link-digitales-bezahlen-gewohnheiten:hover {
  color: var(--color-accent-hover);
}

.related-description-digitales-bezahlen-gewohnheiten {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  margin: 0;
  line-height: 1.6;
}

@media (max-width: 1024px) {
  .related-card-digitales-bezahlen-gewohnheiten {
    flex: 1 1 calc(50% - 1rem);
  }
}

@media (max-width: 768px) {
  .related-card-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
  }

  .hero-section-digitales-bezahlen-gewohnheiten {
    padding: clamp(2rem, 4vw, 3rem) 0;
  }

  .step-card-digitales-bezahlen-gewohnheiten {
    flex: 1 1 100%;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color 0.3s ease;
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-finanzentscheidungen-familien {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.hero-content-finanzentscheidungen-familien {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-finanzentscheidungen-familien {
  flex: 1 1 50%;
  max-width: 50%;
  text-align: center;
}

.breadcrumbs-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  margin-bottom: clamp(1rem, 3vw, 1.5rem);
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  flex-wrap: wrap;
}

.breadcrumbs-finanzentscheidungen-familien a {
  color: var(--color-secondary);
  transition: color 0.3s ease;
}

.breadcrumbs-finanzentscheidungen-familien a:hover {
  color: var(--color-primary);
}

.breadcrumbs-finanzentscheidungen-familien span {
  color: var(--color-text-muted);
}

.category-tag-finanzentscheidungen-familien {
  display: inline-block;
  background: var(--color-bg-tertiary);
  color: var(--color-primary);
  padding: 0.4rem 0.8rem;
  border-radius: var(--radius-md);
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  margin-bottom: 1rem;
  border: 1px solid var(--color-border);
}

.hero-title-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.hero-subtitle-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw, 1.3rem);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.5;
}

.meta-info-finanzentscheidungen-familien {
  display: flex;
  justify-content: center;
  gap: 0.8rem;
  flex-wrap: wrap;
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
}

.meta-separator-finanzentscheidungen-familien {
  color: var(--color-text-muted);
}

.hero-image-finanzentscheidungen-familien {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-img-finanzentscheidungen-familien {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

@media (max-width: 768px) {
  .hero-content-finanzentscheidungen-familien {
    flex-direction: column;
  }

  .hero-text-finanzentscheidungen-familien,
  .hero-image-finanzentscheidungen-familien {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-text-finanzentscheidungen-familien {
    text-align: center;
  }
}

.author-section-finanzentscheidungen-familien {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 5vw, 3rem) 0;
  overflow: hidden;
}

.author-card-finanzentscheidungen-familien {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.author-photo-finanzentscheidungen-familien {
  flex-shrink: 0;
}

.author-img-finanzentscheidungen-familien {
  width: 120px;
  height: 120px;
  border-radius: 50%;
  object-fit: cover;
  display: block;
  border: 2px solid var(--color-primary);
}

.author-info-finanzentscheidungen-familien {
  flex: 1;
}

.author-name-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 2vw, 1.3rem);
  margin-bottom: 0.25rem;
}

.author-name-finanzentscheidungen-familien a {
  color: var(--color-text-primary);
  transition: color 0.3s ease;
}

.author-name-finanzentscheidungen-familien a:hover {
  color: var(--color-primary);
}

.author-title-finanzentscheidungen-familien {
  color: var(--color-primary);
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  margin-bottom: 0.5rem;
  font-weight: 600;
}

.author-bio-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.5;
}

@media (max-width: 768px) {
  .author-card-finanzentscheidungen-familien {
    flex-direction: column;
    text-align: center;
  }

  .author-photo-finanzentscheidungen-familien {
    flex-shrink: 0;
  }

  .author-img-finanzentscheidungen-familien {
    width: 100px;
    height: 100px;
  }
}

.content-section-one-finanzentscheidungen-familien,
.content-section-two-finanzentscheidungen-familien,
.content-section-three-finanzentscheidungen-familien,
.content-section-four-finanzentscheidungen-familien {
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.content-section-one-finanzentscheidungen-familien {
  background: var(--color-bg-primary);
}

.content-section-two-finanzentscheidungen-familien {
  background: var(--color-bg-secondary);
}

.content-section-three-finanzentscheidungen-familien {
  background: var(--color-bg-primary);
}

.content-section-four-finanzentscheidungen-familien {
  background: var(--color-bg-secondary);
}

.content-wrapper-one-finanzentscheidungen-familien,
.content-wrapper-two-finanzentscheidungen-familien,
.content-wrapper-three-finanzentscheidungen-familien,
.content-wrapper-four-finanzentscheidungen-familien {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-text-one-finanzentscheidungen-familien,
.content-text-two-finanzentscheidungen-familien,
.content-text-three-finanzentscheidungen-familien,
.content-text-four-finanzentscheidungen-familien {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-one-finanzentscheidungen-familien,
.content-image-two-finanzentscheidungen-familien,
.content-image-three-finanzentscheidungen-familien,
.content-image-four-finanzentscheidungen-familien {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-one-finanzentscheidungen-familien,
.content-title-two-finanzentscheidungen-familien,
.content-title-three-finanzentscheidungen-familien,
.content-title-four-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.3;
}

.content-paragraph-one-finanzentscheidungen-familien,
.content-paragraph-two-finanzentscheidungen-familien,
.content-paragraph-three-finanzentscheidungen-familien,
.content-paragraph-four-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.content-img-one-finanzentscheidungen-familien,
.content-img-two-finanzentscheidungen-familien,
.content-img-three-finanzentscheidungen-familien,
.content-img-four-finanzentscheidungen-familien {
  width: 100%;
  height: auto;
  border-radius: var(--radius-lg);
  display: block;
  box-shadow: var(--shadow-md);
}

.highlight-box-finanzentscheidungen-familien {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  margin: clamp(1.5rem, 2vw, 2rem) 0;
}

.highlight-text-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  line-height: 1.7;
  margin: 0;
}

@media (max-width: 768px) {
  .content-wrapper-one-finanzentscheidungen-familien,
  .content-wrapper-two-finanzentscheidungen-familien,
  .content-wrapper-three-finanzentscheidungen-familien,
  .content-wrapper-four-finanzentscheidungen-familien {
    flex-direction: column;
  }

  .content-text-one-finanzentscheidungen-familien,
  .content-text-two-finanzentscheidungen-familien,
  .content-text-three-finanzentscheidungen-familien,
  .content-text-four-finanzentscheidungen-familien,
  .content-image-one-finanzentscheidungen-familien,
  .content-image-two-finanzentscheidungen-familien,
  .content-image-three-finanzentscheidungen-familien,
  .content-image-four-finanzentscheidungen-familien {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conclusion-section-finanzentscheidungen-familien {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-finanzentscheidungen-familien {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  line-height: 1.3;
}

.conclusion-text-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.7;
}

.disclaimer-section-finanzentscheidungen-familien {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.disclaimer-content-finanzentscheidungen-familien {
  max-width: 900px;
  margin: 0 auto;
  background: var(--color-bg-tertiary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2.5rem);
}

.disclaimer-title-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  margin-bottom: clamp(0.8rem, 1.5vw, 1rem);
  font-weight: 600;
}

.disclaimer-text-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  line-height: 1.6;
  margin: 0;
}

.related-section-finanzentscheidungen-familien {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-finanzentscheidungen-familien {
  text-align: center;
}

.related-title-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  margin-bottom: clamp(2rem, 4vw, 3rem);
  line-height: 1.3;
}

.related-grid-finanzentscheidungen-familien {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-finanzentscheidungen-familien {
  flex: 1 1 calc(33.333% - clamp(1rem, 2vw, 1.5rem));
  min-width: 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.related-card-finanzentscheidungen-familien:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.related-image-finanzentscheidungen-familien {
  width: 100%;
  height: 200px;
  overflow: hidden;
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.related-img-finanzentscheidungen-familien {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-text-finanzentscheidungen-familien {
  padding: clamp(1rem, 2vw, 1.5rem);
}

.related-card-title-finanzentscheidungen-familien {
  color: var(--color-text-primary);
  font-size: clamp(1rem, 1.5vw, 1.2rem);
  margin-bottom: 0.8rem;
  line-height: 1.4;
}

.related-card-title-finanzentscheidungen-familien a {
  color: var(--color-text-primary);
  transition: color 0.3s ease;
}

.related-card-title-finanzentscheidungen-familien a:hover {
  color: var(--color-primary);
}

.related-card-text-finanzentscheidungen-familien {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  line-height: 1.5;
  margin: 0;
}

@media (max-width: 1024px) {
  .related-card-finanzentscheidungen-familien {
    flex: 1 1 calc(50% - 1rem);
    max-width: none;
  }
}

@media (max-width: 768px) {
  .related-card-finanzentscheidungen-familien {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .related-grid-finanzentscheidungen-familien {
    flex-direction: column;
  }
}

html, body, div, section, main, h1, h2, h3, h4, h5, h6, p, a, span, img, nav {
  box-sizing: border-box;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.main-sparstrategien-moderne-zeit {
  background: var(--color-bg-primary);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-sparstrategien-moderne-zeit {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.breadcrumbs-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  flex-wrap: wrap;
  font-size: clamp(0.75rem, 1vw, 0.95rem);
}

.breadcrumbs-sparstrategien-moderne-zeit a {
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: var(--transition-base);
}

.breadcrumbs-sparstrategien-moderne-zeit a:hover {
  color: var(--color-accent-light);
  text-decoration: underline;
}

.breadcrumbs-sparstrategien-moderne-zeit span {
  color: var(--color-text-muted);
}

.hero-content-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.hero-header-sparstrategien-moderne-zeit {
  text-align: center;
  max-width: 900px;
  width: 100%;
}

.hero-tag-sparstrategien-moderne-zeit {
  display: inline-block;
  background: var(--color-bg-tertiary);
  color: var(--color-accent-light);
  padding: 0.5rem 1rem;
  border-radius: var(--radius-md);
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  font-weight: 600;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  border: 1px solid var(--color-border);
}

.hero-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw, 3.5rem);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: clamp(1rem, 3vw, 2rem);
}

.hero-subtitle-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  line-height: 1.6;
  margin-bottom: clamp(2rem, 4vw, 2.5rem);
  font-style: italic;
}

.hero-meta-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
  flex-wrap: wrap;
}

.meta-item-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
  color: var(--color-text-muted);
  font-size: clamp(0.85rem, 1.5vw, 1rem);
}

.meta-item-sparstrategien-moderne-zeit i {
  color: var(--color-accent-light);
  font-size: 1.1em;
}

.hero-image-sparstrategien-moderne-zeit {
  width: 100%;
  max-width: 700px;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.hero-image-sparstrategien-moderne-zeit img {
  width: 100%;
  height: auto;
  object-fit: cover;
  max-height: 450px;
  display: block;
}

.author-block-section-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.author-card-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 4vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  max-width: 700px;
  margin: 0 auto;
}

.author-image-sparstrategien-moderne-zeit {
  flex-shrink: 0;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  overflow: hidden;
  border: 2px solid var(--color-accent-light);
}

.author-image-sparstrategien-moderne-zeit img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.author-info-sparstrategien-moderne-zeit {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.author-name-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.2rem, 2vw, 1.5rem);
  font-weight: 600;
  margin: 0;
  line-height: 1.2;
}

.author-name-sparstrategien-moderne-zeit a {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: var(--transition-base);
}

.author-name-sparstrategien-moderne-zeit a:hover {
  color: var(--color-accent-light);
}

.author-position-sparstrategien-moderne-zeit {
  color: var(--color-accent-light);
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  font-weight: 600;
  margin: 0;
}

.author-bio-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  line-height: 1.5;
  margin: 0;
}

@media (max-width: 768px) {
  .author-card-sparstrategien-moderne-zeit {
    flex-direction: column;
    text-align: center;
  }
  
  .author-image-sparstrategien-moderne-zeit {
    width: 100px;
    height: 100px;
  }
}

.body-intro-section-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.body-content-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.intro-wrapper-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-sparstrategien-moderne-zeit {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-image-sparstrategien-moderne-zeit {
  flex: 1 1 50%;
  max-width: 50%;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.intro-image-sparstrategien-moderne-zeit img {
  width: 100%;
  height: auto;
  object-fit: cover;
  max-height: 400px;
  display: block;
}

.body-content-one-sparstrategien-moderne-zeit,
.body-content-two-sparstrategien-moderne-zeit,
.body-content-three-sparstrategien-moderne-zeit,
.body-content-four-sparstrategien-moderne-zeit {
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.body-content-one-sparstrategien-moderne-zeit {
  background: var(--color-bg-primary);
}

.body-content-two-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
}

.body-content-three-sparstrategien-moderne-zeit {
  background: var(--color-bg-primary);
}

.body-content-four-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
}

.content-wrapper-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-text-sparstrategien-moderne-zeit {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-sparstrategien-moderne-zeit {
  flex: 1 1 50%;
  max-width: 50%;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.content-image-sparstrategien-moderne-zeit img {
  width: 100%;
  height: auto;
  object-fit: cover;
  max-height: 400px;
  display: block;
}

.content-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.4rem, 3.5vw, 2.25rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.content-paragraph-sparstrategien-moderne-zeit,
.content-sparse-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.highlight-box-sparstrategien-moderne-zeit {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-left: 4px solid var(--color-accent-light);
  border-radius: var(--radius-md);
  margin-top: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.highlight-text-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.05rem);
  line-height: 1.6;
  margin: 0;
}

.strategy-list-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.strategy-item-sparstrategien-moderne-zeit {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.strategy-title-sparstrategien-moderne-zeit {
  color: var(--color-accent-light);
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 600;
  margin: 0 0 0.75rem 0;
  line-height: 1.3;
}

.strategy-text-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.4vw, 1rem);
  line-height: 1.6;
  margin: 0;
}

.conclusion-section-sparstrategien-moderne-zeit {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-sparstrategien-moderne-zeit {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.conclusion-text-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  line-height: 1.7;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.cta-box-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  margin-top: clamp(2rem, 4vw, 3rem);
}

.cta-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.2rem, 2.5vw, 1.5rem);
  font-weight: 600;
  margin: 0 0 0.75rem 0;
  line-height: 1.3;
}

.cta-text-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.4vw, 1rem);
  line-height: 1.6;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.cta-link-sparstrategien-moderne-zeit {
  display: inline-block;
  background: var(--color-accent);
  color: #ffffff;
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.95rem, 1.5vw, 1.05rem);
  transition: var(--transition-base);
}

.cta-link-sparstrategien-moderne-zeit:hover {
  background: var(--color-accent-hover);
  transform: translateY(-2px);
}

.disclaimer-section-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.disclaimer-content-sparstrategien-moderne-zeit {
  background: var(--color-bg-tertiary);
  padding: clamp(2rem, 4vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  max-width: 800px;
  margin: 0 auto;
}

.disclaimer-title-sparstrategien-moderne-zeit {
  color: var(--color-accent-light);
  font-family: var(--font-heading);
  font-size: clamp(1.2rem, 2.5vw, 1.5rem);
  font-weight: 600;
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.disclaimer-text-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.4vw, 1rem);
  line-height: 1.7;
  margin: 0;
}

.related-section-sparstrategien-moderne-zeit {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2.25rem);
  font-weight: 700;
  line-height: 1.3;
  text-align: center;
  margin: 0;
}

.related-sidebar-sparstrategien-moderne-zeit {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  max-width: 450px;
  margin: 0 auto;
}

.related-card-sparstrategien-moderne-zeit {
  background: var(--color-bg-secondary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: var(--transition-base);
}

.related-card-sparstrategien-moderne-zeit:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.related-image-sparstrategien-moderne-zeit {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-image-sparstrategien-moderne-zeit img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.related-info-sparstrategien-moderne-zeit {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
}

.related-card-title-sparstrategien-moderne-zeit {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  font-weight: 600;
  line-height: 1.3;
  margin: 0;
}

.related-card-title-sparstrategien-moderne-zeit a {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: var(--transition-base);
}

.related-card-title-sparstrategien-moderne-zeit a:hover {
  color: var(--color-accent-light);
}

.related-card-text-sparstrategien-moderne-zeit {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.4vw, 1rem);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .hero-content-sparstrategien-moderne-zeit {
    flex-direction: column;
  }

  .intro-wrapper-sparstrategien-moderne-zeit,
  .content-wrapper-sparstrategien-moderne-zeit {
    flex-direction: column;
  }

  .intro-text-sparstrategien-moderne-zeit,
  .intro-image-sparstrategien-moderne-zeit,
  .content-text-sparstrategien-moderne-zeit,
  .content-image-sparstrategien-moderne-zeit {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .author-card-sparstrategien-moderne-zeit {
    flex-direction: column;
    text-align: center;
  }

  .author-image-sparstrategien-moderne-zeit {
    width: 100px;
    height: 100px;
  }
}

@media (max-width: 1024px) {
  .breadcrumbs-sparstrategien-moderne-zeit {
    font-size: 0.85rem;
  }

  .hero-title-sparstrategien-moderne-zeit {
    font-size: 2rem;
  }

  .content-title-sparstrategien-moderne-zeit {
    font-size: 1.75rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.financial-behavior-about {
  background: var(--color-bg-primary);
  font-family: var(--font-primary);
  color: var(--color-text-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.hero-text-about {
  text-align: center;
  max-width: 700px;
}

.hero-title-about {
  font-size: clamp(2rem, 6vw, 3.5rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
}

.hero-subtitle-about {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.6;
}

.hero-intro-about {
  font-size: clamp(0.9rem, 1.5vw, 1.1rem);
  color: var(--color-text-muted);
  line-height: 1.8;
}

.hero-visual-about {
  width: 100%;
  max-width: 900px;
  height: auto;
  border-radius: clamp(8px, 2vw, 16px);
  display: block;
  object-fit: cover;
  max-height: 450px;
}

.foundation-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.foundation-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.foundation-header-about {
  text-align: center;
  max-width: 800px;
  margin: 0 auto clamp(1rem, 3vw, 2rem);
}

.foundation-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.foundation-title-about {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.3;
}

.foundation-text-about {
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  max-width: 700px;
  margin: 0 auto;
}

.foundation-blocks-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
  margin-top: clamp(2rem, 4vw, 3rem);
}

.foundation-block-about {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: clamp(8px, 2vw, 12px);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  flex: 1 1 clamp(250px, 45%, 350px);
  transition: var(--transition-base);
}

.foundation-block-about:hover {
  border-color: var(--color-primary);
  transform: translateY(-4px);
  box-shadow: 0 10px 30px rgba(37, 99, 235, 0.1);
}

.block-icon-about {
  font-size: clamp(2rem, 4vw, 2.5rem);
  color: var(--color-primary);
  margin-bottom: 1rem;
}

.block-title-about {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: 0.75rem;
}

.block-text-about {
  font-size: clamp(0.85rem, 1.2vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.expertise-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.expertise-header-about {
  text-align: center;
  max-width: 750px;
  margin: 0 auto clamp(1rem, 3vw, 2rem);
}

.expertise-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.expertise-title-about {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.3;
}

.expertise-description-about {
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.expertise-grid-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
  margin-top: clamp(2rem, 4vw, 3rem);
}

.expertise-item-about {
  flex: 1 1 clamp(200px, 40%, 280px);
  background: var(--color-bg-card);
  border-left: 3px solid var(--color-primary);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: clamp(6px, 1.5vw, 10px);
  transition: var(--transition-base);
}

.expertise-item-about:hover {
  transform: translateX(4px);
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.15);
}

.expertise-number-about {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  color: var(--color-primary);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 0.5rem;
}

.expertise-label-about {
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  font-weight: 500;
}

.approach-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}

.approach-intro-about {
  text-align: center;
  max-width: 800px;
  margin: 0 auto clamp(1rem, 3vw, 2rem);
}

.approach-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.approach-title-about {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.3;
}

.approach-description-about {
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.approach-steps-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.step-about {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.step-number-about {
  flex-shrink: 0;
  width: clamp(50px, 8vw, 70px);
  height: clamp(50px, 8vw, 70px);
  background: var(--color-primary);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: var(--color-bg-primary);
  font-weight: 700;
}

.step-content-about {
  flex: 1;
  padding-top: clamp(0.5rem, 1vw, 1rem);
}

.step-title-about {
  font-size: clamp(1.05rem, 2vw, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.step-text-about {
  font-size: clamp(0.85rem, 1.2vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.story-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.story-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.story-text-wrapper-about {
  max-width: 800px;
  margin: 0 auto;
}

.story-tag-about {
  display: inline-block;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.story-title-about {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.3;
}

.story-paragraphs-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.story-para-about {
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.story-image-about {
  width: 100%;
  max-width: 800px;
  height: auto;
  margin: clamp(1.5rem, 3vw, 2.5rem) auto 0;
  border-radius: clamp(8px, 2vw, 12px);
  object-fit: cover;
  max-height: 400px;
  display: block;
}

.disclaimer-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  border-top: 1px solid var(--color-border);
  overflow: hidden;
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 850px;
}

.disclaimer-header-about {
  display: flex;
  flex-direction: row;
  gap: 0.75rem;
  align-items: flex-start;
  margin-bottom: 0.5rem;
}

.disclaimer-icon-about {
  font-size: clamp(1.2rem, 2vw, 1.5rem);
  color: var(--color-primary);
  flex-shrink: 0;
  margin-top: 0.25rem;
}

.disclaimer-title-about {
  font-size: clamp(1.15rem, 2vw, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 600;
}

.disclaimer-text-about {
  font-size: clamp(0.85rem, 1.2vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 0.5rem;
}

.disclaimer-text-about:last-child {
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .hero-content-about {
    gap: 1.5rem;
  }

  .foundation-blocks-about,
  .expertise-grid-about {
    flex-direction: column;
  }

  .foundation-block-about,
  .expertise-item-about {
    flex: 1 1 100%;
  }

  .step-about {
    flex-direction: column;
    gap: 1rem;
  }

  .step-number-about {
    width: 50px;
    height: 50px;
    font-size: 1.5rem;
  }

  .step-content-about {
    padding-top: 0;
  }
}

@media (min-width: 1024px) {
  .hero-content-about {
    gap: 2.5rem;
  }

  .foundation-blocks-about,
  .expertise-grid-about {
    gap: 2rem;
  }
}

.author-profile-stefan-merkle {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: 'Lora', serif;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-section-stefan-merkle {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-stefan-merkle {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-stefan-merkle {
  flex: 1 1 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1.5rem);
}

.hero-title-stefan-merkle {
  font-size: clamp(2.5rem, 6vw, 4.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-position-stefan-merkle {
  font-size: clamp(1rem, 2vw, 1.375rem);
  color: var(--color-text-secondary);
  font-weight: 500;
}

.hero-company-stefan-merkle {
  font-size: clamp(0.875rem, 1.5vw, 1.125rem);
  color: var(--color-text-muted);
  font-weight: 400;
}

.hero-image-stefan-merkle {
  flex: 1 1 50%;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 300px;
}

.author-photo-stefan-merkle {
  width: 100%;
  max-width: 350px;
  height: auto;
  border-radius: 8px;
  object-fit: cover;
  display: block;
}

@media (max-width: 768px) {
  .hero-content-stefan-merkle {
    flex-direction: column;
  }

  .hero-text-stefan-merkle {
    flex: 1 1 100%;
  }

  .hero-image-stefan-merkle {
    flex: 1 1 100%;
    min-height: 250px;
  }

  .author-photo-stefan-merkle {
    max-width: 280px;
  }
}

.about-section-stefan-merkle {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.about-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.about-header-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  text-align: center;
}

.about-label-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 600;
}

.about-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-text-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 900px;
  margin: 0 auto;
}

.about-text-stefan-merkle p {
  font-size: clamp(0.875rem, 1vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.experience-section-stefan-merkle {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.experience-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.experience-header-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  text-align: center;
}

.experience-label-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 600;
}

.experience-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.experience-timeline-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  max-width: 900px;
  margin: 0 auto;
  width: 100%;
}

.timeline-item-stefan-merkle {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-left: 3px solid var(--color-accent);
  border-radius: 4px;
}

.timeline-number-stefan-merkle {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 700;
  color: var(--color-accent);
  min-width: 60px;
  text-align: center;
}

.timeline-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
  flex: 1;
}

.timeline-year-stefan-merkle {
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-accent);
  font-weight: 600;
  margin: 0;
}

.timeline-title-stefan-merkle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
}

.timeline-text-stefan-merkle {
  font-size: clamp(0.875rem, 1vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 768px) {
  .timeline-item-stefan-merkle {
    flex-direction: column;
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .timeline-number-stefan-merkle {
    min-width: auto;
  }
}

.specialization-section-stefan-merkle {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.specialization-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.specialization-header-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  text-align: center;
}

.specialization-label-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 600;
}

.specialization-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.specialization-cards-stefan-merkle {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.spec-card-stefan-merkle {
  flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
  min-width: 280px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: all 0.3s ease;
}

.spec-card-stefan-merkle:hover {
  transform: translateY(-4px);
  border: 1px solid var(--color-accent);
}

.spec-icon-stefan-merkle {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-accent);
}

.spec-card-title-stefan-merkle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
}

.spec-card-text-stefan-merkle {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 768px) {
  .spec-card-stefan-merkle {
    flex: 1 1 100%;
  }
}

.focus-areas-stefan-merkle {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.focus-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.focus-header-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  text-align: center;
}

.focus-label-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 600;
}

.focus-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.focus-columns-stefan-merkle {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
}

.focus-column-stefan-merkle {
  flex: 1 1 50%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: 8px;
  border-left: 3px solid var(--color-secondary);
}

.focus-column-title-stefan-merkle {
  font-size: clamp(1.125rem, 2.5vw, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
}

.focus-column-text-stefan-merkle {
  font-size: clamp(0.875rem, 1vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 768px) {
  .focus-columns-stefan-merkle {
    flex-direction: column;
  }

  .focus-column-stefan-merkle {
    flex: 1 1 100%;
  }
}

.education-section-stefan-merkle {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.education-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.education-header-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  text-align: center;
}

.education-label-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 600;
}

.education-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.education-items-stefan-merkle {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 900px;
  margin: 0 auto;
  width: 100%;
  flex-wrap: wrap;
  justify-content: center;
}

.education-item-stefan-merkle {
  flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
  min-width: 250px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
  border-top: 2px solid var(--color-accent);
}

.education-degree-stefan-merkle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
}

.education-field-stefan-merkle {
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  font-weight: 500;
  margin: 0;
}

.education-institution-stefan-merkle {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-muted);
  margin: 0;
}

@media (max-width: 768px) {
  .education-item-stefan-merkle {
    flex: 1 1 100%;
  }
}

.articles-section-stefan-merkle {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.articles-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.articles-header-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  text-align: center;
}

.articles-label-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 600;
}

.articles-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.articles-grid-stefan-merkle {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.article-card-stefan-merkle {
  flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
  min-width: 280px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  transition: all 0.3s ease;
  border: 1px solid transparent;
}

.article-card-stefan-merkle:hover {
  transform: translateY(-4px);
  border: 1px solid var(--color-secondary);
}

.article-meta-stefan-merkle {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  align-items: center;
}

.article-date-stefan-merkle {
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-accent);
  font-weight: 600;
}

.article-title-stefan-merkle {
  font-size: clamp(1.125rem, 2.5vw, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.article-excerpt-stefan-merkle {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.article-link-stefan-merkle {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  transition: all 0.3s ease;
}

.article-link-stefan-merkle:hover {
  color: var(--color-accent-hover);
  gap: 0.75rem;
}

.article-link-stefan-merkle i {
  font-size: 0.875em;
}

@media (max-width: 768px) {
  .article-card-stefan-merkle {
    flex: 1 1 100%;
  }
}

.cta-section-stefan-merkle {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-stefan-merkle {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.cta-box-stefan-merkle {
  background: linear-gradient(135deg, var(--color-bg-tertiary) 0%, var(--color-bg-card) 100%);
  padding: clamp(2.5rem, 5vw, 4rem);
  border-radius: 12px;
  border: 1px solid var(--color-accent);
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.cta-title-stefan-merkle {
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-text-stefan-merkle {
  font-size: clamp(0.875rem, 1vw, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-buttons-stefan-merkle {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  justify-content: center;
  flex-wrap: wrap;
}

.cta-btn-primary-stefan-merkle,
.cta-btn-secondary-stefan-merkle {
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 6px;
  font-size: clamp(0.875rem, 1vw, 1rem);
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
  display: inline-block;
  cursor: pointer;
  border: none;
  font-family: 'Lora', serif;
}

.cta-btn-primary-stefan-merkle {
  background: var(--color-accent);
  color: #ffffff;
}

.cta-btn-primary-stefan-merkle:hover {
  background: var(--color-accent-hover);
  transform: translateY(-2px);
}

.cta-btn-secondary-stefan-merkle {
  background: transparent;
  color: var(--color-accent);
  border: 1px solid var(--color-accent);
}

.cta-btn-secondary-stefan-merkle:hover {
  background: var(--color-accent);
  color: #ffffff;
  transform: translateY(-2px);
}

@media (max-width: 768px) {
  .cta-buttons-stefan-merkle {
    flex-direction: column;
  }

  .cta-btn-primary-stefan-merkle,
  .cta-btn-secondary-stefan-merkle {
    width: 100%;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.portfolio-page {
  width: 100%;
  background-color: var(--color-bg-primary);
}

.portfolio-hero {
  background-color: var(--color-bg-primary);
  padding: var(--spacing-3xl) var(--spacing-md);
  overflow: hidden;
}

.portfolio-hero__container {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.portfolio-hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.portfolio-hero__subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw + 0.3rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-normal);
}

@media (min-width: 768px) {
  .portfolio-hero {
    padding: var(--spacing-4xl) var(--spacing-lg);
  }

  .portfolio-hero__title {
    margin-bottom: var(--spacing-lg);
  }
}

.portfolio-projects {
  background-color: var(--color-bg-primary);
  padding: var(--spacing-2xl) var(--spacing-md);
  overflow: hidden;
}

.portfolio-projects__container {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
}

@media (min-width: 768px) {
  .portfolio-projects {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .portfolio-projects__container {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .portfolio-projects__container {
    grid-template-columns: repeat(2, 1fr);
  }
}

.portfolio-card {
  background-color: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: box-shadow var(--transition-base), transform var(--transition-base);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.portfolio-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.portfolio-card__image {
  width: 100%;
  height: 200px;
  overflow: hidden;
  background-color: var(--color-bg-secondary);
}

.portfolio-card__img-element {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.portfolio-card__content {
  padding: var(--spacing-lg);
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.portfolio-card__meta {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-md);
  flex-wrap: wrap;
}

.portfolio-card__category {
  display: inline-block;
  background-color: var(--color-primary-light);
  color: var(--color-primary);
  font-size: 0.75rem;
  font-weight: 600;
  padding: var(--spacing-xs) var(--spacing-sm);
  border-radius: var(--radius-full);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-family: var(--font-primary);
}

.portfolio-card__detail {
  font-size: 0.8rem;
  color: var(--color-text-muted);
  font-family: var(--font-primary);
}

.portfolio-card__title {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw + 0.3rem, 1.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.portfolio-card__description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.2rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: var(--line-height-relaxed);
}

@media (min-width: 768px) {
  .portfolio-card__image {
    height: 240px;
  }

  .portfolio-card__content {
    padding: var(--spacing-xl);
  }
}

.portfolio-cta {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-3xl) var(--spacing-md);
  overflow: hidden;
}

.portfolio-cta__container {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.portfolio-cta__title {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 3vw + 0.3rem, 2rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.portfolio-cta__text {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.5vw + 0.3rem, 1.1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-xl) 0;
  line-height: var(--line-height-normal);
}

.portfolio-cta__button {
  display: inline-block;
  background-color: var(--color-primary);
  color: #ffffff;
  padding: var(--spacing-md) var(--spacing-xl);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.3rem, 1.05rem);
  font-weight: 600;
  transition: background-color var(--transition-base), transform var(--transition-base);
  cursor: pointer;
  border: none;
  text-align: center;
}

.portfolio-cta__button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .portfolio-cta {
    padding: var(--spacing-4xl) var(--spacing-lg);
  }

  .portfolio-cta__title {
    margin-bottom: var(--spacing-lg);
  }

  .portfolio-cta__text {
    margin-bottom: var(--spacing-2xl);
  }
}

.services-page {
  width: 100%;
}

.services-hero {
  background-color: var(--color-bg-primary);
  padding: var(--spacing-3xl) var(--spacing-md);
  overflow: hidden;
}

.services-hero__container {
  max-width: 900px;
  margin: 0 auto;
}

.services-hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  margin: 0 0 var(--spacing-md) 0;
  font-weight: 700;
}

.services-hero__subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

@media (min-width: 768px) {
  .services-hero {
    padding: var(--spacing-4xl) var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: 5rem var(--spacing-2xl);
  }
}

.services-content {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-3xl) var(--spacing-md);
  overflow: hidden;
}

.services-content__container {
  max-width: 1200px;
  margin: 0 auto;
}

.services-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
}

@media (min-width: 768px) {
  .services-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .services-cards {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-3xl);
  }
}

.service-card {
  background-color: var(--color-bg-card);
  padding: var(--spacing-2xl);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  transition: all var(--transition-base);
  border: 1px solid var(--color-border-light);
}

.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.service-card__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 60px;
  height: 60px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  margin-bottom: var(--spacing-lg);
  font-size: 1.75rem;
  color: var(--color-primary);
}

.service-card__title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.service-card__description {
  font-family: var(--font-primary);
  font-size: clamp(0.9375rem, 1vw + 0.5rem, 1.0625rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0 0 var(--spacing-lg) 0;
  flex-grow: 1;
}

.service-card__cta {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-primary);
  text-decoration: none;
  padding: var(--spacing-sm) var(--spacing-md);
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  width: fit-content;
}

.service-card__cta:hover {
  background-color: var(--color-primary);
  color: white;
}

@media (min-width: 768px) {
  .services-content {
    padding: var(--spacing-4xl) var(--spacing-lg);
  }

  .service-card {
    padding: var(--spacing-2xl);
  }
}

@media (min-width: 1024px) {
  .services-content {
    padding: 5rem var(--spacing-2xl);
  }

  .service-card {
    padding: 2rem;
  }
}

.services-cta {
  background-color: var(--color-bg-tertiary);
  padding: var(--spacing-3xl) var(--spacing-md);
  overflow: hidden;
}

.services-cta__container {
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
}

.services-cta__title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.25rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: var(--line-height-tight);
  font-weight: 700;
}

.services-cta__text {
  font-family: var(--font-primary);
  font-size: clamp(0.9375rem, 1vw + 0.5rem, 1.0625rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0 0 var(--spacing-2xl) 0;
}

.services-cta__button {
  display: inline-block;
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  background-color: var(--color-primary);
  color: white;
  text-decoration: none;
  padding: var(--spacing-sm) var(--spacing-2xl);
  border-radius: var(--radius-md);
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
}

.services-cta__button:hover {
  background-color: var(--color-primary-hover);
  box-shadow: var(--shadow-md);
}

@media (min-width: 768px) {
  .services-cta {
    padding: var(--spacing-4xl) var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .services-cta {
    padding: 5rem var(--spacing-2xl);
  }

  .services-cta__title {
    font-size: clamp(1.75rem, 3vw + 0.5rem, 2.5rem);
  }
}

.legal-docs {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.legal-docs .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.legal-docs .legal-docs-content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--spacing-3xl) var(--spacing-md);
}

.legal-docs h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  line-height: var(--line-height-tight);
}

.legal-docs .updated {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-2xl);
  display: block;
}

.legal-docs h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-primary);
  margin-top: var(--spacing-2xl);
  margin-bottom: var(--spacing-md);
  line-height: var(--line-height-tight);
}

.legal-docs p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--spacing-md);
}

.legal-docs ul {
  margin: var(--spacing-md) 0 var(--spacing-md) var(--spacing-lg);
  padding: 0;
}

.legal-docs li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-relaxed);
  margin-bottom: var(--spacing-sm);
  list-style-type: disc;
  list-style-position: outside;
}

.legal-docs .section {
  margin-bottom: var(--spacing-2xl);
}

.legal-docs .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-md);
  margin-top: var(--spacing-3xl);
  border: 1px solid var(--color-border-light);
}

.legal-docs .contact-section h2 {
  margin-top: 0;
  color: var(--color-primary);
}

.legal-docs .contact-section p {
  margin-bottom: var(--spacing-sm);
  color: var(--color-text-primary);
}

.legal-docs .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .legal-docs .legal-docs-content {
    padding: var(--spacing-4xl) var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .legal-docs .legal-docs-content {
    padding: var(--spacing-4xl) 0;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  height: 100%;
}

body {
  background-color: var(--color-bg-primary);
  font-family: var(--font-primary);
  color: var(--color-text-primary);
}

.thank-you-page {
  width: 100%;
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.thank-section {
  width: 100%;
  padding: var(--spacing-2xl) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  width: 100%;
  max-width: 800px;
  margin: 0 auto;
}

.thank-wrapper {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
  align-items: center;
}

.success-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 120px;
  height: 120px;
  margin-bottom: var(--spacing-md);
  color: var(--color-success);
  animation: successPulse 0.6s ease-out;
}

.success-icon svg {
  width: 100%;
  height: 100%;
}

@keyframes successPulse {
  0% {
    transform: scale(0.5);
    opacity: 0;
  }
  50% {
    transform: scale(1.1);
  }
  100% {
    transform: scale(1);
    opacity: 1;
  }
}

.thank-wrapper h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: var(--line-height-tight);
  letter-spacing: -0.5px;
  margin: 0;
}

.lead-text {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  color: var(--color-primary);
  font-weight: 600;
  margin: 0;
  line-height: var(--line-height-normal);
}

.description-text {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: var(--line-height-relaxed);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.next-steps-text {
  font-size: clamp(0.9rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.btn-primary {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-2xl);
  background-color: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 600;
  letter-spacing: 0.5px;
  transition: all var(--transition-base);
  cursor: pointer;
  border: 2px solid var(--color-primary);
  margin-top: var(--spacing-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-primary:active {
  transform: translateY(0);
  box-shadow: var(--shadow-sm);
}

.btn-primary:focus {
  outline: none;
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.1);
}

@media (min-width: 640px) {
  .thank-section {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .success-icon {
    width: 140px;
    height: 140px;
  }

  .thank-wrapper {
    gap: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .thank-section {
    padding: var(--spacing-4xl) var(--spacing-2xl);
  }

  .success-icon {
    width: 160px;
    height: 160px;
  }

  .thank-wrapper {
    gap: var(--spacing-2xl);
  }

  .btn-primary {
    margin-top: var(--spacing-lg);
  }
}

@media (min-width: 1440px) {
  .container {
    padding: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  .success-icon {
    animation: none;
  }

  .btn-primary {
    transition: none;
  }

  .btn-primary:hover {
    transform: none;
  }

  .btn-primary:active {
    transform: none;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  height: 100%;
}

.error-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.error-section {
  width: 100%;
  padding: var(--spacing-2xl) var(--spacing-md);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  width: 100%;
}

.content {
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--spacing-2xl);
}

.error-visual {
  margin-bottom: var(--spacing-xl);
}

.error-code-wrapper {
  position: relative;
  display: inline-block;
}

.error-code {
  font-family: var(--font-heading);
  font-size: clamp(4rem, 15vw, 8rem);
  font-weight: 900;
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  letter-spacing: -0.02em;
  line-height: 1;
  display: block;
  margin-bottom: var(--spacing-md);
}

.error-decoration {
  width: clamp(120px, 25vw, 280px);
  height: 4px;
  background: linear-gradient(90deg, transparent, var(--color-primary), var(--color-secondary), transparent);
  margin: 0 auto;
  border-radius: var(--radius-full);
  animation: shimmer 3s ease-in-out infinite;
}

@keyframes shimmer {
  0%, 100% {
    opacity: 0.5;
  }
  50% {
    opacity: 1;
  }
}

.error-message {
  width: 100%;
}

.error-message h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
  font-weight: 700;
  line-height: var(--line-height-tight);
}

.error-subtitle {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-lg);
  font-weight: 500;
  line-height: var(--line-height-normal);
}

.error-description {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-2xl);
  line-height: var(--line-height-relaxed);
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.error-actions {
  margin-bottom: var(--spacing-2xl);
}

.btn {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-2xl);
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  cursor: pointer;
  border: 2px solid;
  font-family: var(--font-primary);
}

.btn-primary {
  background-color: var(--color-primary);
  color: var(--color-bg-primary);
  border-color: var(--color-primary);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

.error-context {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
  width: 100%;
  margin-top: var(--spacing-xl);
}

.context-item {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border-light);
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--spacing-sm);
}

.context-item:hover {
  border-color: var(--color-primary);
  background-color: var(--color-bg-tertiary);
  box-shadow: var(--shadow-sm);
}

.context-icon {
  font-size: clamp(2rem, 5vw, 2.5rem);
  display: block;
  line-height: 1;
}

.context-item p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-primary);
  font-weight: 500;
  line-height: var(--line-height-normal);
  margin: 0;
}

@media (min-width: 640px) {
  .error-section {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }
  
  .error-context {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-lg);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--spacing-4xl) var(--spacing-2xl);
  }
  
  .content {
    gap: var(--spacing-3xl);
  }
  
  .error-context {
    gap: var(--spacing-xl);
  }
  
  .context-item {
    padding: var(--spacing-xl);
  }
}

@media (prefers-reduced-motion: reduce) {
  .error-decoration {
    animation: none;
    opacity: 0.7;
  }
  
  .btn-primary:hover {
    transform: none;
  }
}

.contact-write-to-us {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
}

.contact-write-to-us-hero {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  border-bottom: 1px solid var(--color-border-light);
  overflow: hidden;
}

.contact-write-to-us-hero-content {
  text-align: center;
}

.contact-write-to-us-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: var(--line-height-tight);
  margin-bottom: var(--spacing-md);
  letter-spacing: -0.5px;
}

.contact-write-to-us-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.2vw, 1.15rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  max-width: 600px;
  margin: 0 auto;
}

.contact-write-to-us-main {
  background-color: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.contact-write-to-us-main-content {
  width: 100%;
}

.contact-write-to-us-grid {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(2rem, 5vw, 4rem);
}

.contact-write-to-us-form-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-write-to-us-info-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-write-to-us-form-title,
.contact-write-to-us-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-lg);
  line-height: var(--line-height-tight);
}

.contact-write-to-us-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.contact-write-to-us-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.contact-write-to-us-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
  display: block;
}

.contact-write-to-us-input,
.contact-write-to-us-textarea {
  font-family: var(--font-primary);
  width: 100%;
  padding: clamp(0.75rem, 1vw, 1rem) clamp(0.875rem, 1.5vw, 1.125rem);
  background-color: var(--color-bg-secondary);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  color: var(--color-text-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  line-height: var(--line-height-normal);
  transition: border-color var(--transition-fast), background-color var(--transition-fast), box-shadow var(--transition-fast);
  box-sizing: border-box;
}

.contact-write-to-us-input::placeholder,
.contact-write-to-us-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-write-to-us-input:focus,
.contact-write-to-us-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-primary);
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.05);
}

.contact-write-to-us-input:invalid:not(:placeholder-shown),
.contact-write-to-us-textarea:invalid:not(:placeholder-shown) {
  border-color: var(--color-danger);
}

.contact-write-to-us-textarea {
  min-height: clamp(120px, 20vh, 180px);
  resize: vertical;
}

.contact-write-to-us-error {
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 1vw, 0.85rem);
  color: var(--color-danger);
  display: none;
  margin-top: 2px;
}

.contact-write-to-us-input:invalid:not(:placeholder-shown) ~ .contact-write-to-us-error,
.contact-write-to-us-textarea:invalid:not(:placeholder-shown) ~ .contact-write-to-us-error {
  display: block;
}

.contact-write-to-us-form-consent {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-sm);
  margin-top: var(--spacing-sm);
}

.contact-write-to-us-checkbox {
  width: 20px;
  height: 20px;
  min-width: 20px;
  min-height: 20px;
  margin-top: 2px;
  cursor: pointer;
  accent-color: var(--color-primary);
}

.contact-write-to-us-consent-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
  cursor: pointer;
}

.contact-write-to-us-consent-link {
  color: var(--color-primary);
  text-decoration: underline;
  transition: color var(--transition-fast);
}

.contact-write-to-us-consent-link:hover {
  color: var(--color-primary-hover);
}

.contact-write-to-us-submit {
  font-family: var(--font-primary);
  width: 100%;
  padding: clamp(0.875rem, 1.5vw, 1.125rem) clamp(1.5rem, 3vw, 2.5rem);
  background-color: var(--color-primary);
  color: var(--color-bg-primary);
  border: none;
  border-radius: var(--radius-md);
  font-size: clamp(0.9rem, 1vw, 1rem);
  font-weight: 600;
  letter-spacing: 0.5px;
  cursor: pointer;
  transition: background-color var(--transition-fast), transform var(--transition-fast), box-shadow var(--transition-fast);
  margin-top: var(--spacing-sm);
}

.contact-write-to-us-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.contact-write-to-us-submit:active {
  transform: translateY(0);
}

.contact-write-to-us-submit:focus {
  outline: none;
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.1);
}

.contact-write-to-us-info-item {
  display: flex;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-lg);
}

.contact-write-to-us-info-icon {
  flex-shrink: 0;
  width: clamp(40px, 8vw, 50px);
  height: clamp(40px, 8vw, 50px);
  display: flex;
  align-items: center;
  justify-content: center;
  background-color: var(--color-bg-secondary);
  border-radius: var(--radius-md);
  color: var(--color-primary);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
}

.contact-write-to-us-info-content {
  flex: 1;
}

.contact-write-to-us-info-label {
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-xs);
  line-height: var(--line-height-tight);
}

.contact-write-to-us-info-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-normal);
  margin: 0;
}

.contact-write-to-us-info-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.contact-write-to-us-info-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-write-to-us-info-card {
  background-color: var(--color-bg-secondary);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  padding: var(--spacing-lg);
  margin-top: var(--spacing-xl);
}

.contact-write-to-us-info-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 600;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
  line-height: var(--line-height-tight);
}

.contact-write-to-us-info-card-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: var(--line-height-relaxed);
  margin: 0;
}

@media (min-width: 768px) {
  .contact-write-to-us-grid {
    gap: clamp(2.5rem, 6vw, 5rem);
  }

  .contact-write-to-us-form-wrapper {
    flex: 1 1 45%;
  }

  .contact-write-to-us-info-wrapper {
    flex: 1 1 45%;
  }

  .contact-write-to-us-hero {
    padding: clamp(4rem, 10vw, 6rem) 0;
  }

  .contact-write-to-us-main {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }
}

@media (min-width: 1024px) {
  .contact-write-to-us-form-wrapper {
    flex: 1 1 48%;
  }

  .contact-write-to-us-info-wrapper {
    flex: 1 1 48%;
  }
}
.header-wealth-compass-mobile-close,.header-wealth-compass-mobile-toggle{
  width: 34px;
}

.header-wealth-compass-desktop-nav{
  justify-content: flex-end;
}

.portfolio-card{
  display: flex;
  flex-direction: column !important;
}

.portfolio-card__content{
  width: 100% !important;
}

.portfolio-card-content{
  width: 100% !important;
}

.hero-title-index{
  word-break: break-all;
}

.services-cards,.services-cards-container,.services-grid,.services-container{
  display: flex;
  flex-direction: column;
}

.content{
  display: block;
}

.container{
  display: block !important;
}

html{
  scroll-padding-top: 80px;
}

img{
  max-width: 100%;
  height: auto;
}

input,textarea,select{
  max-width: 100%;
  box-sizing: border-box;
}

#cookieBanner{
  max-width: 100%;
  box-sizing: border-box;
  padding-bottom: max(1rem, env(safe-area-inset-bottom));
}

.card img,.portfolio-card img,[class*="-card"] img{
  flex-shrink: 0;
  align-self: flex-start;
  max-width: 100%;
  height: auto;
}

.header-wealth-compass-mobile-menu{
  padding-top: max(env(safe-area-inset-top), 0px);
}
@media (max-width: 480px){
  .header-wealth-compass-mobile-menu{
    max-width: 100%;
  }
}

.header-wealth-compass-mobile-menu.active{
  z-index: 999;
}

.header-wealth-compass-mobile-toggle[aria-expanded="true"]{
  display: none;
}

@media (max-width: 768px) {
  .to-hero-image-wrapper {
    aspect-ratio: 6 / 9;
  }
  .card-image-wrapper-modern-financial-behavior img {
    aspect-ratio: 6 / 9;
  }
}